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express insider


A world of rewards and access.

Express Credit Card

NEW Look.
Faster Rewards.

Get 20% off* your first purchase when you
open and use an Express Credit Card.


Insider Bonus

Engage more, earn more. Level up your points and rewards.


$15 Reward

Tell us about yourself and fill out your profile.


$10 Reward

Sign up for Express texts.


$5 Reward

Complete a style quiz.

Download the app. Shop 24 / 7


Get Style at
Your Fingertips

Fresh look. New upgrades. Shopping your
favorite style just got easier, including access
to the Express Insider loyalty program.

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Express Insider Program Details – Express Insider is a customer loyalty program where enrolled Members can earn points and receive Rewards that can be used towards future purchases. Terms and conditions such as expiration dates apply; visit for details.


Express Marketplace purchases and Style Trial transactions are not eligible for all Express Insider program benefits, including but not limited to points and rewards (for Style Trial), redemption and free shipping. Loyalty customers will earn Express Insider points and rewards based on Express Marketplace purchases; however, Express Insider earned rewards cannot be redeemed on Express Marketplace purchases and may be subject to other restrictions. The Express Credit Card may not be used for any EXPRESS Style Trial transactions, but certain rewards can be earned on Style Trial transactions. Exclusions and restrictions apply. For full terms and conditions see


Rewards Details – If the price of a product is less than the value of a Reward Certificate or Program Coupon, the remaining value of the Reward Certificate or Program Coupon will be sacrificed.


*Application and approval must occur same day to receive the offer. Cannot be combined with other credit offers. Valid one time only. The entire transaction amount after discount must be placed on the Express Credit Card.


1 2X points equals 20 points per $1 spent. Offer is available to all Express Insider members. Excludes purchases covered by the redemption of a Reward or program coupon, EXPRESS Style Trial transactions, gift boxes and gift wrapping services online, redemption of gift cards, sales tax, state fees and shipping charges or delivery. This rewards program is provided by Express and its terms may change at any time. For full Rewards Terms and Conditions, please see


2 Offer is available to all Express Insider members. Click here for terms and conditions.

Free Shipping

3 Limited to U.S. Standard Shipping. Not valid on previous purchases. No promo code required to redeem free shipping, just select Standard Shipping during checkout. If an expedited shipping method is chosen, Second Day Delivery or Overnight Delivery, the stated shipping and handling fees will apply. If you return a portion of your online purchase, shipping charges will be assessed for the return shipping costs. Offer is available to Express Insider members that are in the A-List Credit Card tier.


4 Spend $375 (or earn 7500 points through a combination of spend and bonus offers) within the program year earning period (defined as March 1 to the last day of February the following year) on qualifying purchases made with your Express Credit Card, minus returns, to upgrade to or maintain A-List status. Spend amount excludes Express Marketplace purchases and Style Trial transactions.

Credit card offers are subject to credit approval.
Express Credit Card Accounts are issued by Comenity Bank.