Express Credit Card
Express Credit Card

Get 20% off* your first purchase when
you open and use an Express Credit Card.

Here's What You Can Expect When
You Use Your Express Credit Card:




Earn Points Faster: $1 = 20 Points1

Reward For Every $125 Spent



Birthday Gift2



Exclusive Offers

Free Shipping3

*Application and approval must occur same day to receive the offer. Cannot be combined with other credit offers. Valid one time only. The entire transaction amount after discount must be placed on the Express Credit Card.


1 2X points equals 20 points per $1 spent. Offer is available to all Express Insider members. Excludes purchases covered by the redemption of a Reward or program coupon, EXPRESS Style Trial transactions, gift boxes and gift wrapping services online, redemption of gift cards, sales tax, state fees and shipping charges or delivery. This rewards program is provided by Express and its terms may change at any time. For full Rewards Terms and Conditions, please see


2 Offer is available to all Express Insider members. Click here for terms and conditions.

Free Shipping

3 Limited to U.S. Standard Shipping. Not valid on previous purchases. No promo code required to redeem free shipping, just select Standard Shipping during checkout. If an expedited shipping method is chosen, Second Day Delivery or Overnight Delivery, the stated shipping and handling fees will apply. If you return a portion of your online purchase, shipping charges will be assessed for the return shipping costs. Offer is available to Express Insider members that are in the A-List Credit Card tier.


4 Spend $375 (or earn 7500 points through a combination of spend and bonus offers) within the program year earning period (defined as March 1 to the last day of February the following year) on qualifying purchases made with your Express Credit Card, minus returns, to upgrade to or maintain A-List status. Spend amount excludes Express Marketplace purchases and Style Trial transactions.

Credit card offers are subject to credit approval.
Express Credit Card Accounts are issued by Comenity Bank.